How To Write A Letter Of Explanation For Home Loan . Again this is a less common explanation letter but could be required for situations to explain why home loan or electricity bill repayments were missed even though you were still fully employed. My wife and i divorced in early 2016 and i was left with the children. Sample Letter Of Explanation for Buying Second Home Awesome 15 Late from za.pinterest.com Loan officers will help borrowers with lox. Again this is a less common explanation letter but could be required for situations to explain why home loan or electricity bill repayments were missed even though you were still fully employed. Don’t assume your lender won’t be.